We helped acquire $1.5B+ worth of propertiesEarnest Money Deposit Funding: Close CRE Deals with Fast Liquidity in 48 Hours
Earnest money deposit is a quick financing option for securing a commercial property deposit.
Duckfund platform lets you lock in earnest money immediately without using your own capital, so you can concentrate on getting the deal done.
All you need to know
How Duckfund works in 2 minutes
How a CRE investor unlocked his deal flow
John used Duckfund to replace frozen EMD capital and work on 3-5 deals at once.
John
The Investor Who Stopped Freezing His Cash
John is a NY-based CRE investor focused on value-add and light-reconstruction of multifamily and industrial assets across the Tri-State area. His typical acquisition range is $10-30M, and he's always in motion - sending 1-2 LOIs each week and keeping 2-3 deals under PSA at any given time.
But there's a catch. Each transaction requires $100K-$300K in earnest money deposits, meaning John needs $200K-$900K constantly sitting in escrow just to maintain his current deal flow - and even more if he wants to scale.
His options?
Banks won't lend without collateral. LPs wait until PSA is signed. Hard money lenders charge heavy fees. So his liquidity - and his growth - were stuck.
Then John found Duckfund. With no-collateral, fully refundable EMD financing, 24-hour approval, and funding within 48 hours, he no longer locks up his and his partners' capital. John can sign multiple PSAs, strengthen LOIs, and pursue more opportunities simultaneously.
Now, John's portfolio has doubled in active deals, as he can afford to work on 3-5 transactions at once, while Duckfund finances $300K-$1.5M of EMDs to secure them through the due diligence period. John grows faster. His LPs are happier. His capital stays free.
Be smart. Be like John.
Why Real estate Investors choose Duckfund
Duckfund helped acquire $1.5B+ worth of commercial real estate because we know what it takes to secure the best deals ahead of rivals. No waiting weeks. No collateral. Just fast, affordable fully digital funding – with a human touch.
People First
Real support from real experts, not the cold service of big banks – plus AI-powered insights 24/7.
No Collateral
Our structure allows us to provide financing without requiring collateral - no need to pledge your assets to fund an EMD.
Lightning Fast
Apply in under 5 minutes. Approval in 24 hours. Get more liquidity in under 48 hours.
Total Flexibility
No limits on EMD amounts or number of deals per user. Extensions available anytime, with no cancellation fees.
How it works
- Apply
Submit your application with the required documents
Step 1
- Quick approval
We review and approve your deal within 24 hours
Step 2
- Fund transfer
We transfer the EMD to the escrow account of the Title Company
Step 3
- Enjoy reduced rates
From the 4th month, benefit from our lower interest rate, designed to ease your financial load
Step 4
What customers say about Duckfund
Love you guys!! Thanks for another deal
Samuel Weiner & the Langdon Title team referred DuckFund to one of their trusted clients to provide a soft deposit for their purchase. DuckFund was excellent to communicate with and both Langdon & the client had a great experience working with them. We highly suggest using them for all your deposit needs!
How to get started with Duckfund
Duckfund keeps entry requirements light, so your application is quick, and approval comes fast.
- Property type: We fund all CRE categories, including multifamily, industrial, retail, and land.
- Coverage: Available across the U.S. (except CA, HI, UT, VT, and KS).
- PSA status: The purchase and sales agreement should not be signed.
- Minimum deposit: $25,000 earnest money deposit or more.
- Minimum term: At least 15 days before the deposit becomes non-refundable.
- Escrow: Funds are refundable and safely held in a sole-order escrow account for your benefit.
Why choose Duckfund for EMD financing?
Simple application, 48-hour funding, and no collateral required.
- Simple application: Share a few basic details to get started.
- Fast approval: Get approved within 24 hours and funded within 48 hours.
- $1.5B+ track record: Partner with a platform trusted to secure billions in commercial acquisitions.
- No collateral: We don't require collateral to finance your EMD.
- Manage multiple deals: Handle several transactions simultaneously without tying up your capital.
- Secure larger EMDs: Increase your deposit size to strengthen offers and secure deals faster, with 24/7 AI chat support for instant assistance.
Ready to win more CRE deals with EMD financing?
Frequently asked questions
Duckfund is a simple and fully digital experience with soft deposit financing.
For your convenience, here are answers to questions you may have.
What is Duckfund?
What is a soft deposit?
What are the requirements to finance an EMD with Duckfund?