$1,250,000 in EMDs Funded Across 4 Deals
Background:
A Florida-based company focused on the development of workforce, mixed-income, and affordable housing units constantly pursues multiple land and multifamily acquisitions across the South region, including deals valued at over $10 million in extremely competitive markets like Miami.
The challenge:
Each deal required a significant earnest money deposit with due diligence periods of 30 to 60 days, meaning significant capital sat idle in escrow while other acquisition opportunities still needed to be funded. For an affordable housing developer where capped rents dictate the entire financial model, from NOI to debt sizing to LP equity, tying up liquidity across multiple escrows at once makes it harder to secure the next site.
The solution:
The developer partnered with Duckfund to finance earnest money deposits across each acquisition. By covering the deposit for them, the developer secured site control with less upfront capital, improving the overall feasibility of each deal. Due diligence proceeded even when extensions were required, while liquidity was preserved across a four-deal pipeline without sacrificing the ability to move on to the next opportunity.
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Signed documents:
Purchase Facilitation Agreement Signed by: The Client, Duckfund- Option Agreement Signed by: The Client, Duckfund
- Personal Guarantee Signed by: The Client
- Purchase and Sales Agreement (PSA) Signed by: The Seller, Newly registered LLC
- Assignment of LLC Membership Interest Signed by: The Client, Duckfund
Deal summary:
$1,250,000 in EMDs funded across 4 deals for the same affordable housing developer
| Date | Property Location | Total Purchase Price | Earnest money deposit amount | Term, in days |
|---|---|---|---|---|
| Jun 2025 | Opa-Locka, FL | $16,900,000 | $400,000 | 30 |
| Aug 2025 | Sanford, FL | $26,500,000 | $400,000 | 30 |
| Nov 2025 | Miami, FL | $12,000,000 | $200,000 | 30 |
| May 2026 | Miami, FL | $9,800,000 | $250,000 | 60 |
| Total: 4 deals | $65,200,000 | $1,250,000 | ||
Key Benefits of Partnering with Duckfund:
Reduced upfront capital to secure a site:EMD financing lowers the capital required to get a deal under contract, making it easier to pursue sites that fit the affordable housing model.Liquidity preserved across a multi-deal pipeline:Rather than locking up capital in escrow, the developer kept liquidity free to move on the next opportunity.Risk-free due diligence:Duckfund's call option structure protected the developer on every deal. If due diligence uncovered issues, they could exit without financial exposure.Speed and reliability:From application to funded deposit, the process was fast enough to meet competitive timelines in each market, including accommodating extensions when deals required more runway.Conclusion:
This ongoing partnership illustrates how Duckfund serves affordable housing developers as more than a one-time financing solution. By securing 4 deals across South Florida, the developer expanded its acquisition pipeline efficiently and without unnecessary capital risk. Duckfund's speed, flexibility, and risk-free structure continue to make it a trusted partner for developers operating in capital-constrained, high-demand markets.
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